We offer insurance packages that are tailored for different types of businesses. Whether it is insurance for your building, business property, equipment, inventory or company vehicles, we offer products and services to protect your business. In addition, we offer group health and retirement plans.
Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.
Property Insurance may cover two types of property losses:
Casualty Insurance consists primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties.
Policies provide coverage for liability arising out of:
Business Auto coverage insures vehicles that are owned, leased, hired or borrowed by businesses, whether they are associations, corporations, partnerships or sole proprietorships. Business Auto coverage may be used to insure private passenger autos and all types of trucks, trailers, semitrailers and commercial vehicles designed for use on public roads. We can give you more details about specific coverages and deductibles and about tailoring a Business Auto plan that's right for you and your business.
Workers' Compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental, and the term includes death resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered.
Workers' Compensation provides for the payment of four types of benefits:
You can't run your business without good commercial insurance. If anything were to happen and you didn't have the right insurance, it could damage your business irrevocably. That's why US Principal Insurance is proud to offer comprehensive plans that cover every aspect of your business.
From general liability insurance to workers' comp and property insurance, we'll provide you with the coverage you need to operate your business confidently. Call 337-347-7688 right now to set up a consultation with one of our agents.
It's our business to make sure yours is covered. Between the property, your assets, your employees and your operations, our team will make sure you don't have to worry about liability issues.
If your business gets damaged in a storm or an employee is injured on the job, you'll be relieved you chose to work with the capable agents at US Principal Insurance. Contact us right now to find the plan that's going to work for your business.